Stocks and Bonds: P/E Ratios

I hosted a stocks class recently, tryna get my money up, secure the bag, harness the power of the almighty dollar… in other words, make some money. The teacher… I’ll link his classes below cuz that’s how we do… was phenomenal.

And I bet he didn’t know it, but that wasn’t just Stocks 101 it was a class in Nigganomics as well. What, you ask, is Nigganomics, well according to Webster, (of George and Ma’am not Merriam), it’s the cost of dealing with ignorant mofos. The stakes is high y’all… the stakes is mighty high.

When you get to be 40ish, lots of things change. Your urgency in some areas skyrockets and your utter inability to can in others plummets. A few areas where shit is very urgent is your time, peace, mental health, and pockets. Whereas anything that puts you in the red, in any of those categories, can die slow. Nothing costs you more than dealing with the wrong people.

“Money Trees is the perfect place for shade” Kendrick Lamar

It’s time to do an audit, and in this audit everyone gets assigned two values, a price, what it costs you, and a earnings, what you profit. If it’s clear that despite Ike being fun, he is hours late for every date you make and a big disappointment in general, he’s an asshole. If despite being friends with Sophia a long time, she’s jealous of you and wants you to shrink yourself, she’s a hater. They both need to beat it. Their P/E ratio sucks and it costs you more to have them in your life than it rewards you. But Craig and Peanut bring both something to the table that benefits your life, and in turn are worth that cost. Craig loves spending time with you, he’s fun, present, and listens. He’s caring and genuine. Peanut is a real one, he helps you make that schmoney, gives you good financial advice, invests in you for real, and is trustworthy. He is supportive and wants to see you grow. These people are good investments if your time, money, peace, and mental health. You win with them in your corner! Ike and Sophia are lessons in Nigganomics… pull your money out and make better investments.

Here are a few lessons in who to invest in based on simple calculations of that person’s P/E ratio:

1. Don’t shed tears, that’s valuable hydration, over broke ass partners … you wouldn’t go into business with a pauper, don’t spend your emotions on them either. They are a liability. Bad investment.

2. Haters bring with them a litany of unforeseen costs, because jealousy and insecurity are dangerous liabilities. You can’t predict which way they’ll go at any moment or their intentions. Bad investment.

3. Don’t get bogged down by how long you have known people. Toxicity makes you sick… and you can’t secure bags when you are bedridden. Sometimes you just outgrow people, or you grow in different directions…and that doesn’t make folks bad it just makes them bad for you. Don’t let relationships that have overstayed their welcome ruin your life’s portfolio. Bad investments.

4. The biggest LIEability of all is that you are stuck with your family. Listen, if you are surrounded by folks you call parent, brother, sister, aunt, or cousin that carry around those generational curses like shields to protect them from taking responsibility and owning their own shit… it’s perfectly fine to care for them, from afar. Don’t allow relationships you didn’t create but were born to keep you depositing funds into an account you cannot collect from and that pay no dividends. Bad investment.

Now, take some inventory of your relationships. If the price far outweighs the benefits, abort mission and find a new place to invest your time and love. Apply these principals to your life and watch the value of the company you keep and the value of your life increase, and the price you pay to have these relationships far outweighed by the benefits! And “skrt skrt” on these haters.

Stocks Classes: The Bullish Institute

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